How do you handle the Health Insurance Question?

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This is the one question I just don’t have an answer for. And I certainly don’t have a clear answer or solution that will fix it or answer this question for all of those working from a home office.

I can find coverage if I am willing to pay more for it than I make in a given month. But that is not the answer either. And we could go with higher deductibles and/or co-pays. Or we could give up coverage of certain health risk too.

So, since I don’t know the answer to this question. I am turning to all of you. What do you all use for your health insurance coverage. There has to be something out there for the home office warrior. Is there a group we could take advantage of? Or is there coverage for the home based self employed I am missing?

Please leave your comments here and maybe, just maybe between all of us, we might come up with something.